The Debt Settlement Process

  • Negotiate Lower Balances

    Debt settlement programs use a third party to negotiate lower balances and interest rates on unsecured debt. This type of debt management plan helps provide consumers an alternative to bankruptcy while reducing your outstanding debt.

  • Reduce Financial Strain

    Our mission at Debtmerica is to reduce your financial strain so that you may get back on the right track to true financial freedom and personal fulfillment. Within our network we are able to lower your unsecured debtbalances, provide one low monthly program payment, offer a great alternative to bankruptcy, or simply provide you with sound, knowledgeable advice. We are here to help!