Debtmerica | 2009 December

Debt Elimination – Effective Money Management Techniques

December 30, 2009

Debt as a result of credit cards is the biggest financial concern…

Kentucky rate caps would end practices keeping some in debt

December 30, 2009

Kentucky community interest groups are supporting state legislation…

Debt Settlement Programs

December 30, 2009

Is Debt Settlement Right For Me? There are so many different…

Debt Relief – How to Find Help

December 30, 2009

What is Debt Relief? Debt relief is defined as a partial or…

Debt Management – Which Plan Is Right For You?

December 30, 2009

What Is Debt Management? A debt management plan is a strategy…

Credit Card Debt – How It Affects Quality Of Life

December 30, 2009

There are several options for consumers who are serious about…

Debt Consolidation – The Pros and Cons

December 30, 2009

How Does Debt Consolidation Work? Debt consolidation usually…

Bankruptcy – Is It Right For You?

December 30, 2009

Many people that find themselves in difficult financial circumstances…

Credit Counseling

December 30, 2009

Credit counseling providers are frequently non-profit agencies…

PHP Brochure Order

December 30, 2009

Materials Orders Please use the form below to request marketing…

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*Fees are based on the amount of enrolled debt and may vary from state to state. Individual results may vary based on your ability to save sufficient funds to complete a debt settlement program, the creditors in your individual portfolio, and amount of debt enrolled. Monthly payments under the program may be less than your monthly minimums before enrollment. Estimates and statements made regarding program performance are based on historical results, and the testimonials provided were dependent on the facts of the specific client’s situation. We cannot guarantee settlement results or that your debt balances will be lowered by a specific amount or percentage, or that your debts will be resolved within a specific timeframe. Any use of the term “debt-free” only applies to accounts that have successfully enrolled and completed a debt settlement program. Debtmerica, LLC is an enrollment agent for debt settlement programs, and back-end services are provided by third-party companies. Debtmerica, LLC and/or the back-end service provider will not receive any fees until the terms of your debt have been altered with one or more of your creditors. While programs are designed to reduce your debt balances, creditors are under no contractual obligation to negotiate or accept settlement offers from our service providers. We do not assume consumer debts, nor make monthly payments to creditors on behalf of consumers, nor provide tax, bankruptcy, accounting or legal advice or credit repair services. Please contact a tax professional to discuss potential tax consequences of settled debts. The use of debt settlement services will likely adversely affect your creditworthiness,. It may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements obtained on your behalf resolve the entire account, including all accrued fees and interest. Note: Photographs of people used in this website are not actual clients. Note: Debtmerica, LLC is not affiliated with CNN, MSNBC, Fox, CBS, or any other entity displayed on this website and all logos used are the trademarks and/or copyrights of their respective owners. Programs are not available in all states. Please read and understand all program materials prior to your enrollment.

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