December, 2009 | Debtmerica

Debt Elimination – Effective Money Management Techniques

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December 30, 2009

Debt as a result of credit cards is the biggest financial concern…

Kentucky rate caps would end practices keeping some in debt

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December 30, 2009

Kentucky community interest groups are supporting state legislation…

Debt Settlement Programs

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December 30, 2009

Is Debt Settlement Right For Me? There are so many different…

Debt Relief – How to Find Help

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December 30, 2009

What is Debt Relief? Debt relief is defined as a partial or…

Debt Management – Which Plan Is Right For You?

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December 30, 2009

What Is Debt Management? A debt management plan is a strategy…

Credit Card Debt – How It Affects Quality Of Life

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December 30, 2009

There are several options for consumers who are serious about…

Debt Consolidation – The Pros and Cons

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December 30, 2009

How Does Debt Consolidation Work? Debt consolidation usually…

Bankruptcy – Is It Right For You?

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December 30, 2009

Many people that find themselves in difficult financial circumstances…

Credit Counseling

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December 30, 2009

Credit counseling services are frequently non-profit agencies…

PHP Brochure Order

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December 30, 2009

Materials Orders Please use the form below to request marketing…

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Clients that are able to make the monthly program payments generally experience a 50% reduction of their enrolled balance before fees, or approximately a 29% reduction after payment of fees over a 24-48 month period. Individual results may vary based on ability to save sufficient funds and complete the program, the creditors in your individual portfolio, and amount of debt enrolled. Statements made are examples of past performance and are not intended to be a guarantee that your debt balances will be lowered by a specific amount or percentage, that you will be debt free within a specific time period, or a guarantee of future settlement results. Debtmerica, LLC is a front-end service provider and you will be enrolled in one of its affiliate’s debt settlement programs, in accordance with the program’s qualification requirements. If you are enrolled in one of Debtmerica, LLC’s, affiliate’s performance based programs, Debtmerica, LLC and/or its affiliate will not receive any fees until the terms of your debt have been altered with one or more of your creditors. However, if you are enrolled in one of Debtmerica, LLC’s, affiliate’s attorney-based debt settlement programs, then Debtmerica, LLC and/or its affiliate may receive fees prior to any settlement being obtained with a creditor. While our programs work aggressively to reduce your debt balances, creditors are under no contractual obligation to negotiate or accept settlement offers. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice and we do not provide credit repair services. Please contact a tax professional to discuss tax consequences of debt settlement. By providing your contact information, you agree to receive return telephone calls, emails or other communications from Debtmerica, LLC and/or its affiliates and expressly waive any “No Call” preference or registration. Photographs used are not actual clients. Debtmerica, LLC is not affiliated with CNN, MSNBC, Fox, CBS, 500/5000 or OCBJ and logos used are registered trademarks of their respective owners. Programs not available in all states. Read and understand all program materials prior to your enrollment.