Debtmerica Articles

How Long It Really Takes to Rebuild Bad Credit 

Rebuilding credit takes time, consistency, and a clear understanding…

U.S. Household Debt Reaches a Record High 

American household debt has surged to a new all-time…

Budgeting When You’re Already in Debt 

Being in debt can feel overwhelming, like a weight that…

Is Debt Always Bad? When Borrowing Makes Sense 

Debt often gets a bad reputation. Many people associate…
Debt-Settlement-vs.-Debt-Consolidation

Debt Settlement vs. Debt Consolidation

Managing debt can feel overwhelming, especially when multiple…
Debt Fatigue

Debt Fatigue: Recognizing and Overcoming Burnout During a Long Repayment Journey 

Debt fatigue is a quiet but powerful force that can derail…
What Happens to Joint Debt After a Split? 

Debt and Divorce: What Happens to Joint Debt After a Split? 

Divorce is rarely just an emotional process, it’s a financial…
Economic Indicators Explained 

Economic Indicators Explained 

If you're on a journey to pay off debt, you’ve probably…
Balancing Side Hustles with Full-Time Jobs: A Smart Approach to Debt Repayment 

Balancing Side Hustles with Full-Time Jobs: A Smart Approach to Debt Repayment 

In today’s economy, juggling a full-time job while taking…
Creative Ways to Pay Down Debt

Creative Ways to Pay Down Debt

Paying off debt doesn’t always require a strict budget…