What is a Charge-Off and How Does it Affect a Credit Score?

When we face large sums of debt, we might be familiar with…
January 26, 2023/by Elyssa Carlos
financial resolutions for 2023

Financial Resolutions for 2023

With higher interest rates, now is the time to get serious…
January 12, 2023/by Elyssa Carlos

Pros & Cons of Student Loan Consolidation

Student loan forgiveness is still up in the air with multiple…
December 16, 2022/by Elyssa Carlos

Renting vs. Buying a Home

With interest rates at their highest levels in over a decade,…
November 28, 2022/by Elyssa Carlos

Paying Off Debt vs. Saving

One of the top financial questions asked is “Should I…
November 11, 2022/by Elyssa Carlos

Credit Card Mistakes to Avoid

Credit cards are usually the first step to establishing credit.…
November 4, 2022/by Elyssa Carlos
how to create a debt elimination plan

How to Create a Debt Elimination Plan

There is no one-size-fits-all debt elimination plan. There…
October 24, 2022/by Elyssa Carlos
increasing debt in younger creditors

Increasing Debt in Younger Creditors

It’s not news that as of late income levels have not been…
October 6, 2022/by Elyssa Carlos
immigrants and unsecured debt

Immigrants & Unsecured Debt

Exploring how U.S. consumers utilize credit can be indicative…
September 22, 2022/by Elyssa Carlos
inflation vs recession

Inflation vs. Recession: What’s the Difference?

During economic discussion, we hear the terms “inflation”…
September 7, 2022/by Elyssa Carlos

Credit Card Debt vs, Mortgages: Who Wins?

As 2011 winds down, many people are finding themselves having…
December 15, 2021/by Debtmerica

Think Twice Before You Opt For Bankruptcy

You may feel defeated, perhaps even embarrassed. However, if…
December 14, 2021/by Debtmerica
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