Debtmerica Articles

What is an Authorized User on My Credit Card?

What is an Authorized User on My Credit Card?

Credit cards have become an indispensable tool in modern-day…
Credit Cards in College: Is It Worth It?

Credit Cards in College: Is It Worth It?

Entering college marks a significant transition into adulthood,…
Should I Put My Tax Refund Towards Savings or Debt?

Should I Put My Tax Refund Towards Savings or Debt?

As tax season ends, many individuals find themselves with…
When Can I Retire?

When Can I Retire?

Retirement is a significant milestone in one's life, representing…
How to Combat FOMO Spending

How to Combat FOMO Spending

In the age of social media and constant connectivity, the…
How to Stay Debt-Free 

How to Stay Debt-Free 

In today's world, where easy credit and consumerism often…
Navigating Finances When Faced with Unemployment 

Navigating Finances When Faced with Unemployment 

Unemployment can strike unexpectedly, leaving individuals…
What is a Credit Utilization Ratio? 

What is a Credit Utilization Ratio? 

Credit utilization ratios play a crucial role in shaping…
Financial Moves to Avoid During Economic Uncertainty

Financial Moves to Avoid During Economic Uncertainty

In times of economic uncertainty, individuals and businesses…
how to negotiate with credit lenders

How to Negotiate with Credit Lenders

Negotiating with credit lenders is a skill that can save…